The easiest and best way to find the cheapest car insurance coverage is to shop around. Rates are based on liability coverage of 100/300/100 ($100,000 in bodily injury liability per person, $300,000 per accident, and $100,000 in property damage liability) uninsured motorist coverage and collision and comprehensive insurance with $500 deductible. By age 80, your rates may have increased 23% above the rate you were paying at age 70 and 34% more than your car insurance cost at age 60.Īverage annual cost for full coverage car insurance Our analysis found that senior drivers experience, on average, a 10% increase in their car insurance costs from age 60 to 70. However, the best car insurance for seniors will vary based on where you live and your personal details, such as your driving record. Auto-Owners is the cheapest for senior drivers without a military affiliation, which USAA requires. USAA has the cheapest car insurance for senior drivers ages 70 and 80, according to our analysis. The Cheapest Car Insurance for Seniors: Auto-Owners

USAA is a good bet for military members and veterans.Īverage cost per year for drivers with poor creditĪverage cost per month for drivers with poor credit Geico and Nationwide had relatively cheap car insurance for drivers with bad credit among the companies we analyzed. With potentially exorbitant rates, it’s vital to shop around. That comes out to over $1,500 more per year, on average. Poor credit can cause higher auto insurance rates than having a DUI or at-fault accident on your record.Īverage auto insurance costs go up 79% for drivers with poor credit compared to those with good credit. Having poor credit can be one of the biggest hurdles to getting cheap car insurance quotes-even if you have an excellent driving record. The Cheapest Car Insurance for People With Bad Credit: Geico

*USAA is available only to the military, veterans and their families. Total savings per year compared to average Average cost per year for a driver with one DUIĪverage cost per month for a driver with one DUI

Geico quote